Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Your financial security remains our priority with equity release. We operate under Financial Conduct Authority (FCA) regulation, following their protective standards designed with customers in mind. When you choose our lifetime mortgage, we guarantee that you or your estate will never face repayment amounts exceeding your home's sale value, provided it's marketed for a reasonable price.
With equity release products, several safeguards are in place to protect you. The "no negative equity guarantee" ensures you'll never owe more than your property is worth, even if property values decline. This important protection means neither you nor your loved ones will face debt beyond the value of your home.Your newly released funds can be directed towards any purpose you desire. From enhancing your home with renovations to purchasing a new vehicle, clearing outstanding debts or simply enjoying retirement with greater financial security – the possibilities are truly limitless.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Tailored mortgage and equity release guidance is our speciality at Equity Release and Mortgage Partnership Newcastle. Our experienced team is dedicated to helping you make well-informed decisions about your financial future. Whether you're interested in accessing your home's value or securing the most advantageous mortgage arrangement, we provide clear, straightforward advice.
Securing your financial wellbeing forms the core of our mission, and we're devoted to supporting you throughout every phase of your journey. With our personalised approach and professional expertise, we're committed to helping you build a brighter, more financially stable future.
Here’s what to expect when you work with us for equity release, if you live in Newcastle.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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